The open banking API directory

Decentralized Finance (DeFi) Development Services & Solutions Eliminate the role of a middleman by availing decentralized finance (DEFI) development services & solutions. Get access to the major financial services through a blockchain network and experience the benefits of automation, a higher level of security, anonymity, interoperability, and transparency. Our wide range of services include Market-Making Consulting We take immense efforts in establishing financial markets that understand the customers’ proprietary algorithms. We aim at improving the access of liquidity to investors and democratize the whole system. We render customized features according to the customer’s expected return on investment. Decentralized Crypto Banking We ensure a frictionless user experience by facilitating the direct transfer of value between the involved parties supported by decentralization. Our ready-to-launch white-label mobile payment apps render a variety of services such as wallet integration, value holding, and detailed transactional analysis. Defi Lottery System Development We provide a no-loss lottery system that benefits our participants completely. We take steps to eliminate the custodianship of the pooled capital. We permit investing your capital in other related dapps and distribute the rewards in form of a major share of the interest earned to a winner randomly selected by the smart contracts. We assure the regular flow of returns. Derivatives Over Defi Platform We ensure seamless access to derivatives and maximize your earning potential by many notches. by establishing robust dapps, we enable traders to hedge their portfolio of investments and minimize risks by directly engaging with their peers through a democratic platform. We are experts in derivatives market-making and Dapp platform development. Decentralized Fund Management All your crypto assets will be managed to yield high performance in a decentralized exchange through smart control and management. with in-depth experience in investment exchanges along with our strong knowledge of defi, we render our services at low fees and avoid potential risks. Defi Insurance System Development We ensure that there are no risks present in our smart contract. With our robust provision of insurance services, we assure you that there will be no chance of uncontrollable liquidity requests. We contain futuristic risks, uncertainties, and emergencies through lucrative insurance deals. Defi Yield Farming Platform Development Yield farming refers to the technique through which one can earn more cryptocurrencies by using his existing holding of cryptos. Liquidity providers play a vital role in the success of yield farming. They stake their assets in liquidity pools and facilitate trading in cryptos by creating a market. Defi Staking Platform Development Defi staking involves a mechanism where crypto assets will be staked on a supported wallet or exchange and passive income will be earned. The rewards can be calculated based on the quantity of staked assets, the staking duration, inflation rate, and the network issuance rate. Defi Lending Platform Development Defi lending platforms have been made popular by the likes of aave and compound. The basic features of a defi lending platform include flash loan facilities, a fiat payment gateway, and an exclusive margin trading facility, the advantages of defi lending include high immutability, better transparency, quick access, and resistance to transaction censorship. Defi Smart Contract Development One of the pivotal reasons behind the tremendous growth of defi services is due to the heavy investments made in robust defi smart contract development. They are created with the solidity programming language, highly encrypted, and automates the tasks to be executed based on certain pre-set terms and conditions. Defi Dapp Development Defi Dapp development plays a critical role to avoid the risk of a central point of failure. They are highly secure when compared to centralized applications due to the absence of a central authority. Defi Tokens Development Defi tokens development has played a critical role in boosting the growth of decentralized applications. Their value is currently higher than bitcoin. it has a huge trading volume and has garnered a lot of attention from the mainstream crowd in recent times. Defi Dex Development Like Uniswap Uniswap is one of the leading defi projects being undertaken. It is an innovative venture as it utilizes incentivized liquidity pools instead of regular order books. every user of uni swap will is rewarded with a percentage of fees incurred on every ethereum transaction for rendering liquidity to the system. Defi Wallet Development Traders will have complete control over their funds through defi wallet development without the interference of any authorities in the system. Supreme security is guaranteed for users without any compromise. By supplying customized private keys to every user, there will not be any chances for any loss of data. DeFi Marketing Services To assist DeFi projects gain user engagement, marketing services are indispensable.From drafting white paper, video and content marketing, to legal advisory, marketing and community management, our DeFi marketing and consulting services are well-versed to get the job done. DeFi Synthetic Asset Development Synthetic assets derive their value from underlying assets and derivatives which are essentially smart contracts. In DeFi, Synthetic assets have gained acclaim as they involve low risks and little chance of price fluctuations. Users can easily invest, trade, and own assets with no hassles. DeFi Solutions For Ecommerce Streamline your Ecommerce business with DeFi and its pragmatic tools. With DeFi’s solutions , benefits like omission of intermediaries, faster shipping, supply chain management, and real time tracking can be integrated with your Ecommerce business, increasing profits. DeFi Tokenization Development Tokenization Development is one of the pragmatic solutions DeFi offers. Users can now convert inoperative and underutilized assets into great profits by simply tokenizing their assets. With our DeFi tokenization, avail of ERC20, ERC721 & NFT tokens for your assets. DeFi Crowdfunding Platform Development Although a relatively new sector, DeFi crowdfunding has become the go-to mode of aggregating funds to support businesses and start-ups. Our DeFi Crowdfunding platform services come with additional benefits in the likes of tax benefits, instant approval, fundraising calendars and more. DeFi Real Estate Platform Development DeFi has revolutionized the ways of real estate management. Now real estate owners and investors, with the help of blockchain based tokens, can make property investment seamless and manageable. With fractional ownership, financial inclusivity is now possible. DeFi ICO Development One of the leading fundraising methods, DeFi ICO services are distinguished. Creating utile tokens, community management, escalating coin value, and launching projects with diligence & guidance from market analysts and blockchain experts is inclusive of our ICO Development. DeFi Exchange Development Offering users a plethora of apparent benefits, DEXs are the prized innovation of DeFi. Offering high-end security, durable liquidity, complete anonymity and financial inclusivity, DEXs make trading and transacting crypto accessible and lucrative for crypto enthusiasts. DeFi Protocol Like Yearn. Finance Yearn. Finance offers the best APY the market has to offer by referring to popular exchanges. This protocol offers its users the best yields in a highly secure network. With in-built smart contracts and an open source code, it supports a range of Stablecoins offering huge returns. DeFi Protocol Like AAve The DeFi protocol Aave offers crypto traders a robust platform for lending and borrowing of crypto for which they earn high interests. The highlight feature of Aave - Flash loans and flexible interest rates make it a profitable platform for crypto traders. DeFi Exchange Like 1inch 1inch exchange now has the reputation of being the DEX offering users the lowest slippage. As an aggregator, 1inch connects several exchanges to one platform in a non-custodial ecosystem. With governance and farming features, trading on 1inch remains prominent.

DolFin is a Fintech solution that aims to address the issue of people struggling to keep track of their finances and reduce the difficulties/costs associated with obtaining financial advice. The project aims to use open banking data to display financial accounts held by an individual and provide a high-level summary with detailed reporting.

STATEMENT OF PURPOSE 34 pale yellow postcards, worn out color pens and an address book : unfurled on the balcony, with me and my grandfather amidst the little chaos. It was one of Thatha’s(native reference to grandfather) grand traditions to send out personally inscribed messages to the entire family for every New year’s and Diwali(a Hindu festival with lights).As a young girl I wondered if there was a way to send out good thoughts and wishes without him having to worry if his cards would reach on time and me about my wiped out stationery. This was the time when the Computers and the Internet was still in its nascent stage in India. We bought our first computer when I was twelve years of old. The curiosity for computer and its science led to an obvious choice of major in high school and undergrad. Although the real defining moment was in the second year of college when I was asked to join a team of seniors for a coding competition. We beat twenty-three teams from all over the state for a spot in the finals. I still remember the sense of euphoria I felt when we I executed my task and coding became my drug of choice. There was no turning back from that point. I participated in various programming contests after that. Completed various online courses on Python, Java, Algorithms, Website development, Video game development etc.. I especially enjoyed creating pet projects in Python for my friends and family. In my free time I contribute to open source projects on Github mostly in Java. Presented a paper in a few local conferences on Sorting of Data using Hadoop. For my final year project created an application for “Privacy Preserved Ride Sharing for Autonomous Vehicles in BigData Era”. The idea revolves around the concept of allowing people with cars to share their ride with others who use the same route of commute saving fuel and optimizing the cost of travel significantly. Issues like safety, cost efficiency and time management was addressed in the project. During my final semester I was provided with a prodigious opportunity to intern at BNY Mellon, Chennai. There I learnt the importance of time management, risk management, leadership skills, working as a team, and communication skills. Being trained by experienced professionals. After the internship, I was provided with a full time job offer in the same company as an entry level application developer. Was a part of the Global Market Technologies team, Phoenix, where we manage the technical aspects of banking transactions across Asia-Pacific, Europe and North America. I developed technical skills like Spring, angular and Java advanced and non-technical skills like collaborating with other developers from different parts of the world and successfully navigating through a crisis. When I am not working, I teach young girls to code in C, C++ and Java. I earned my undergraduate degree in computer science engineering with a ‘First class’. Prior to that in high school I was a topper maintaining 95% consistently, scoring a centum in my mathematics paper in class X board exams and topped the computer science paper in high school. Trained professionally in classical dance and music and gave performances all over the country. The most notable one being the performance for the Chief Minister of the state. My first computer instigated my interest in technologies, high school and college provided me first-hand knowledge and experience on it, and corporate gave me an insight on how a company works. But there is an undying urge in me to give something back to the world that has changed the course of life of billions of people and the only way through which I know for sure can create a huge impact is through computer technology. My passion is new age computer programming languages that helps create optimized and high performance applications. In the near future I see myself starting my own company that outsources high end applications. The University of British Columbia has been at the forefront of education giving birth to many world leaders. With the highly renowned faculty, quality infrastructure, especially the Internet Research Lab that is highly fascinating, and like-minded students with a similar passion, I am optimistic about my start-up. It would be an honor to work with professors Dinesh Pai, Giuseppe Carneni and Cristina Conati. Dr.Conati’s paper on ‘Eye-Tracking for User Modeling in Exploratory Learning Environments: an Empirical Evaluation’ was quite inspiring as it brought to light a whole new insight in learning environments. I am confident that I have all the required skills needed to thrive in graduate school and become a part of our university’s culture and environment. I hope to meet the founders of great companies and get inspiration from their journey and have hands-on experience in the field. Our grandfather advised us to ‘Always be in the game’. I did not understand the true meaning of it until a few years after he passed. But now I am ready for it and the first level would be an education from one of the best schools in the world. Thank you for considering my application.

A 2 in 1 completely customizable financial app which tracks each and every transaction data of a user by leveraging open banking data to provide a personalized banking experience to improve both the usability of digital banking apps and to gain customer loyalty and engagement.

Banco Malvader is a banking system with two-factor login, balance checks, transfers, deposits, withdrawals with rules, and investment tracking. Staff can open/close accounts, edit data, and generate PDF/Excel reports. All actions are audited. Built with Flask, MySQL, and Jinja2.

Finance Dashboard for Home Assistant — Secure banking data via GoCardless Open Banking API with auto-categorization and household budget tracking

Open Banking BR payments dashboard to track and monitor transactional and analytical data of payment initiations. MIT lisenced.

A 2 in 1 completely customizable financial app which tracks each and every transaction data of a user by leveraging open banking data to provide a personalized banking experience to improve both the usability of digital banking apps and to gain customer loyalty and engagement.

Commodity Online India Limited which runs India’s largest information and data portal commodityonline.com has entered into partnerships with Federal Bank Limited and the National Collateral Management Limited (NCML) for the online distribution of agri financing through warehouse receipts. The tie up is to focus on online marketing and distribution of loans for agri commodities against warehouse receipts and collateral management. Commodity Online is rolling out an agri commodity financing platform through its flagship portal www.commodityonline.com where farmers and traders can track commodity markets and warehouses online and get financing for their commodities quickly. Commodity Online plans to aggressively get into the online space to provide financing for agri commodities with collateral management across India. Agri financing against warehouse receipts is an underdeveloped, but a sector with vast potential in a country like India where only less than 40% of traders have access to institutional credit. Barely 10-15% small and marginal farmers get access to finance in India. Agri loans against warehouse receipts were around Rs 5000 crores ten years back. Currently, banking institutions have lent around Rs 40000 crore against warehouse receipts. According to George Iype, Managing Director of Commodity Online, the portal has rolled out an exclusive online platform wherein farmers and traders can track the spot market prices of all commodities live, check where warehouses are available and track research insights from each commodity market across India. “Commodity financing has the potential to grow to a Rs 2 lakh crore business by 2025 in India. Commodity Online is focused on providing various easy financing solutions online through its partnership with Federal Bank,” Iype said. He further added that as Internet penetration increases, online platforms like Commodity Online will reach further into rural areas from where more business will get generated. “Those wanting to get agri loans with collateral management facilities can register in commodityonline.com with their KYC details and get approval for the financing for a range of commodities very quickly,” Iype added. In 2007 a separate Warehousing Development and Regulatory Authority (WDRA) was established which introduced a negotiable warehouse receipt system. This opened up not only scientific warehousing techniques in India but also enabled commodity owners to take advantage of their produce as collaterals for finance. From a meagre 5000 crore financing in early 2000, the business is expected to grow at least 20 times in the coming 3 years.