fix: improve sidebar accounts section with show-more toggle and sorted by balance

feat: hide transfers from dashboard/drill-down and add transfer tooltip

adding docs link

feat: add brute-force rate limiting and TOTP two-factor authentication (#52)

fix: harden user management with password validation, email uniqueness checks, and setting guards (#51)

feat: add payee/entity tracking (#50)

feat: add inter-account transfers with manual FX rate support (#49)

fix: support QIF files from Microsoft Money (encoding fallback + date formats)

fix: harden test suite against env leakage and pytest-asyncio 1.x

feat: improve csv import error and fields

fix: load accounts list in account detail edit transaction modal

fix: prevent balance flow chart dropping to zero for shorter comparison months

fix: carry forward previous month balance for shorter months in balance flow chart

fix: apply privacy mask to transaction drill-down amounts

fix: multi-currency balance calculation with account-currency-aware FX conversion