BANKONEER (A Co-operative Banking System Software with Online Banking) [JAVA, PHP, HTML & CSS, JS, MS-SQL With ODBC-Connector Driver] BANKONEER, a Co-operative Banking System Software for handling transactions carried in co-operative banks daily in a computerized manner & to nurture the needs of an end banking by providing various ways to perform banking tasks with different departments as CEO, account, loan, e-banking, cashier and online banking. BANKONEER system comes in three platforms as Desktop Workstation software used in co-operative administrative and administration (JAVA platform & framework), Online Banking for members of co-operative banks (PHP, HTML, CSS & JS with ODBC connector driver) & MS-SQL (server). The system is designed with simple GUI for effective user interaction and increased effectiveness for handling the transactions and flow of the financials in a computerized manner with sophisticated algorithms. With Online Banking the members of the co-operative banks can be transparent. Also the features like Transactions, Loans Details (on-going & completed) & the installments, Third-Party Transfer, Wallet Concept etc. have made the software stand-out. The system deals with data entry, validation & confirmation, handling transactions and financials flow, updating etc. We have also developed our own Online Payment Portal ‘B-Payment’ and embedded it with BANKONEER for third-party transfer. Thus BANKONEER designed according to the specifications & requirements saves transaction time, increase efficiency & also makes the bond between co-operative banks and its members stronger. “BANKONEER, Co-operative Banking System Software with Online Banking” project is a model desktop application and internet banking site for complete cooperative banking transactions and to maintain all related issues in very efficient manner in computerized way. This project enables both bank staffs to handle day to day co-operative banking operations and costumers to perform the basic banking transactions through online too. This system provides banking operations handling to banking staff at one end whereas the access to the customer to create an account, deposit/withdraw the cash from account, third-party transfers, wallet and also to view reports of all accounts, transactions and loan details(on-going and completed) at the other end. The customers can access the banks website for viewing their account details and perform the transactions on account as per their requirements. The simple GUI (Graphical User Interface) in desktop application makes it user friendly and efficient to handle all the transactions for admins or staffs. Bank administrative have full control over the system as they can add, remove, manage transactions/financials and manage other utilities. Customers can also make account form their home with required paperwork and verifications from administrative. With this system the brick and mortar structure of traditional co-operative banking gets converted into a click and portal model, thereby giving a concept of virtual banking a real shape in our sole purpose. E-banking/Online Banking facilitates banking transactions by members round the clock globally. The primary aim of this project is to provide an improved design methodology which envisages the future expansions and modification necessary for the core sector like banking. This necessitates the design to be expandable and modifiable and so a modular approach in this bank can become a member of banking system.